CHARLOTTE, N.C. (AP) Seth Henigan threw two touchdown passes and Blake Watson ran for a pair of scores and Memphis beat upset-minded Charlotte 44-38 in overtime on Saturday night.

The Tigers (8-2, 5-1 American Athletic Conference) started the game with a touchdown and ended it in the same fashion.

Charlotte (3-7, 2-4) missed a field goal to start overtime and left Memphis in a position needing just a score to end it. Watson proceeded to carry the ball five times for 25 yards and his 2-yard scoring plunge ended the game.

Though Memphis took the early lead when Brandon Thomas ran it from 3-yards out to finish a 13-play, 65-yard drive that lasted 5 1/2 minutes, the 49ers rallied to take a 17-7 lead when Hahsaun Wilson ran it from 23 yards with 2:18 before halftime. Memphis countered on its following drive when Henigan threw a 35-yard score to Demeer Blankumsee 74 seconds later.

Henigan finished 32-for-48 passing for 329 yards, two scores and an interception. Memphis intercepted Trexler Ivey four times.

Wilson ran for 198 yards on 24 carries with three touchdowns for the 49ers. His other two scoring runs were from 2 and 3 yards. ---

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